Navigating Complex Debt Decisions

Many businesses struggle to find the ideal capital structure that balances growth financing with manageable debt obligations. Without experienced debt advisory services, you risk unfavorable terms, misaligned debt structures, or missed opportunities to leverage your balance sheet strategically for acquisition financing or operational expansion.

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Tailored Debt Solutions

Navigate Debt Financing Easily

At Cathcap, our CFOs provide debt advisory services that help you secure the right financing solutions for your business. From structuring debt transactions to optimizing your capital structure, we deliver strategic advice that protects your balance sheet while positioning you for sustainable growth.

What we do

CFO Services to Meet Your Needs

Our services are designed to match your business’s needs. Whether you’re a startup or an established company, our Fractional CFOs provide expert financial guidance that helps you make strategic decisions and achieve sustainable growth.

Debt Market Navigation

Access financing solutions from traditional banks, private equity firms, and alternative debt providers with expert guidance.

Capital Structure Optimization

Design the optimal capital structure that balances debt financing with equity to support long-term business goals.

Balance Sheet Health

Improve your financial position and strengthen relationships with lenders through strategic debt management and planning.

Debt Risk Assessment

Evaluate debt exposure, covenant pressures, and cash flow impacts to reduce financial risk.

Financing Solutions for Every Business Stage

Whether you’re a startup securing initial debt capital, an established business refinancing for growth, or managing complex acquisition financing, our debt advisory services scale to your needs.

What Your Cathcap Team Will Look Like

Dedicated To Driving Your Success

Your team or “pod” will consist of a CFO, two controllers, and an analyst.

CFO
The CFO oversees financial operations, strategic planning, and risk management, providing leadership to support your goals and strengthen your finance team.
Controller
The controller ensures accurate records, regulatory compliance, and smooth financial operations, and provides expertise in reporting and tax compliance.
Analyst
The analyst uses data to uncover trends, identify opportunities, and provide insights that drive growth, supporting strategic decisions for your firm.
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Proactive Debt Management

Build Lender Relationships That Last

Our debt advisory team helps you establish strong relationships with debt providers and maintain a healthy balance sheet. We guide you through debt market conditions, help you understand financing options, and position your business to secure favorable terms as your capital needs evolve.

Flexible CFO Expertise

CFO-Level Debt Guidance On Demand

Our debt advisory services extend beyond securing financing. We help you monitor your debt structure, manage covenants, maintain lender relationships, and prepare for future refinancing opportunities as your business grows.

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Ready to empower your financial journey?

Talk to a CFO today! Schedule a consultation to explore how we can provide the strategic financial leadership your business needs-without the full-time commitment.

Let’s start a conversation that transforms your business.

Mon – Fri, 9a – 6p

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About Our Services

FAQs

Our debt advisory services cover a range of financing solutions, including term loans, lines of credit, acquisition financing, real estate financing, equipment financing, and growth capital. We work with traditional banks, private equity firms, and alternative debt providers to find the right fit for your business model and capital needs.

A debt advisor acts as your advocate, helping you understand your options across multiple debt providers, structure favorable terms, and optimize your capital structure. We bring corporate finance expertise to prepare your business, strengthen your position, and navigate the debt market more effectively than approaching lenders alone.

Consider debt advisory services when pursuing acquisition financing, refinancing existing debt, facing covenant issues, preparing for significant growth, or trying to optimize your balance sheet. Our advisory team helps you evaluate whether debt financing aligns with your strategic goals and business model.

Yes. Our debt advisory services include securing new financing solutions, restructuring existing debt, managing lender relationships, monitoring covenants, and developing strategies to improve your debt structure over time. We provide ongoing support as your capital needs evolve.

We combine fractional CFO expertise with practical debt market knowledge. Unlike investment banking firms focused on large transactions, we serve private businesses and corporate clients at various stages. Our debt advisory team takes a long-term view, helping you build strong relationships with debt providers and maintain an optimal capital structure.

Debt advisory integrates closely with our financial reporting to ensure lender-ready financials, cash flow consulting to demonstrate repayment capacity, and exit planning when preparing for sale or transition. 

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